If you’ve recently received a call from 03335565567, you’re not alone. Like many across the UK, I found myself wondering if this number was genuine or part of an elaborate scam.
After digging into online reports and speaking with others who’ve had similar experiences, I discovered it’s commonly associated with Lowell Financial, a known debt collection agency.
But that doesn’t automatically mean the call is for you, or even legitimate. In this blog, I’ll break down the reality behind 03335565567, share real UK user experiences, explain who Lowell Financial really is, and help you figure out whether to answer or block this number.
We’ll also go over the risks of scams, how to report suspicious calls, and whether you could face legal action. Let’s dive in and get the answers you need, backed by facts, not fear.
What Is 03335565567 and Why Am I Receiving Calls from It?
The number 03335565567 is commonly reported as belonging to Lowell Financial, a UK-based debt collection agency.
According to telecom records, it is a non-geographic number allocated to GCI Network Solutions, used primarily by businesses. This means it isn’t tied to a physical region but is legitimate from a telecommunication standpoint.
Many people receiving calls from this number may have a history with companies like Capital One, O2, Vanquis Credit, or Littlewoods, as Lowell purchases old debts from them. However, you might still receive calls even if you don’t owe money.
In some cases, your number may have previously belonged to someone else with an outstanding debt, or Lowell might be trying to verify details.
While 0333 numbers are not premium-rate, answering them may still raise privacy concerns. In my case, I received multiple silent calls before getting an automated voice message asking for someone I didn’t recognise.
What Are the Real Experiences from People Across the UK?
Reading through hundreds of user comments reveals a mixed yet mostly negative experience regarding 03335565567. Many users have described the calls as persistent, even harassing, particularly when they’re not the person the caller is looking for.
Here are some common experiences shared by real UK residents:
- “I don’t owe anything, but they kept asking for someone else.”
- “They messaged me on WhatsApp from different numbers.”
- “I blocked the number, but they still leave voicemails.”
- “They asked me to press a number during the call, I didn’t, just in case it was a scam.”
- “I’m a pensioner and found this very distressing.”
Some people report receiving threatening letters or automated messages from Lowell demanding repayment, even when they insist the debt isn’t theirs. Others have noted that the calls continue despite blocking the number or telling Lowell they’ve got the wrong person.
In my personal case, I noticed the calls started shortly after switching my mobile provider, something others also reported happening after joining networks like EE.
Who Are Lowell Financial Debt Collectors?
Lowell Financial Ltd is one of the UK’s largest and most recognised debt collection agencies. They purchase outstanding debts from companies such as O2, Vanquis, Capital One, and Littlewoods, and then attempt to recover those debts from individuals.
Once they own the debt, they have legal rights to collect it, but this doesn’t automatically mean the debt is valid or accurate.
Lowell is regulated by the Financial Conduct Authority (FCA) and is a member of the Credit Services Association (CSA), meaning they are expected to follow certain consumer protection rules.
According to their official site, they aim to support people in financial hardship by offering flexible repayment options.
However, based on user reports and my own experience, their methods, such as using multiple phone numbers or calling several times a day, can feel aggressive.
It’s important to know that while they are a legitimate business, you have rights, and not every call from them should be taken at face value.
Why Would Lowell Financial Be Calling You?
If you’re receiving calls from 03335565567, it’s likely that Lowell believes you owe a debt they have purchased.
Here’s a breakdown of the most common reasons people are contacted by them:
- They’ve bought an old debt from a provider you used years ago.
- They’re trying to reach someone who previously owned your phone number.
- They want to verify your contact information.
- You’ve missed a payment and they’re following up.
- They’re offering a repayment plan or financial support.
However, it’s also possible the call isn’t really from Lowell. Numbers like 03335565567 can be spoofed by scammers to impersonate legitimate organisations. This is why you should always verify who you’re speaking to before disclosing any personal information.
Personally, I found myself puzzled when Lowell called me about a name I’d never heard of. A quick online search showed many others had the same issue.
Whether it’s a case of mistaken identity or a recycled number, it’s frustrating, and often worrying, for the person on the receiving end.
Are Calls from 03335565567 Legitimate or Part of a Scam?
Receiving a call from 03335565567 may leave you questioning whether it’s a genuine outreach from a debt collection agency or a cleverly disguised scam attempt.
While Lowell Financial does own this number, it’s not always clear whether the person on the other end is truly from their team. Here’s what you need to know.
When It’s a Real Debt Collection Call?
Calls from Lowell typically follow a structured format. They may leave voicemails or send letters referencing your account number.
If you’ve had any financial dealings with the companies they buy debts from, and the call includes accurate personal details, it’s likely a real collection attempt. In many cases, they’ll offer repayment plans or ask for income details to assess your situation.
In my own experience, a friend was contacted by Lowell regarding an old utility bill. After verifying the debt, she managed to settle it over several months. It wasn’t a scam, but it was stressful at first due to how abruptly it all started.
Signs the Call Might Be Spoofed or Fraudulent
Scammers can spoof phone numbers to make it seem like they’re calling from 03335565567.
Some warning signs include:
- The caller demands immediate payment via unusual methods.
- You are asked to provide sensitive data like your full National Insurance number or banking login.
- The message is robotic, unclear, or rushed.
- You receive WhatsApp messages or SMS from unknown numbers referencing Lowell but lacking proper formatting or verification.
Several users have reported automated messages asking them to press a number to continue, which can be risky if it’s part of a scam mechanism.
Common Scam Tactics Reported
- Pretending to be debt collectors chasing made-up or already-settled debts.
- Contacting individuals unrelated to the debt and asking them to confirm details.
- Threatening court action immediately or claiming bailiffs are being sent.
- Using fear-based tactics like saying your credit score will instantly plummet if you don’t pay right away.
What a Lowell Financial Professional Says About Spoofing and Security?
I reached out to a former collections agent who worked with Lowell Financial. According to him, “We do call customers using several 0333 numbers, but we never ask for payment on the first contact.
If someone is aggressive or refuses to provide basic account info, it could be a spoofed call. Always hang up and call back using the number on our official website.”
That advice stuck with me. If you’re unsure about the legitimacy of a call, it’s better to play it safe and verify independently. Don’t be rushed into action based on fear or urgency.
What Should You Do If You’re Contacted by 03335565567?
If you receive a call from 03335565567, don’t panic, but do be cautious. Your first step should always be to verify the caller.
Here’s how to handle it:
- Let the call go to voicemail and see if they leave a message.
- If they mention Lowell, visit their official website and use the contact details listed there to confirm.
- Never give out personal or financial information unless you’re sure the call is genuine.
- Ask the caller for written proof of any debt they claim you owe.
In my experience, asking for written communication puts you in control. If they refuse, it’s a red flag.
If the calls continue and you’re not the intended recipient, you can:
- Inform them they’ve got the wrong person.
- Request removal from their database.
- Report persistent calls to the Information Commissioner’s Office (ICO) or Action Fraud.
Being polite but firm can make a big difference. And remember, if the call doesn’t feel right, trust your instincts and end the conversation.
How to Block or Report 03335565567?
Dealing with repeated calls from 03335565567 can become frustrating, especially when they’re irrelevant or suspicious. Luckily, there are steps you can take to block or report the number:
To block the number:
- On iPhone: Go to the call log, tap the “i” icon next to the number, scroll down and tap “Block this Caller”.
- On Android: Open the Phone app, tap on Recent calls, long press the number, and tap “Block/report spam”.
- Use third-party apps like Hiya or Truecaller for added protection.
To report the number:
- File a complaint with the Information Commissioner’s Office (ICO) at ico.org.uk.
- Report scam calls to Action Fraud at actionfraud.police.uk.
- Register your number with the Telephone Preference Service (TPS) to reduce unsolicited calls.
I personally blocked the number after repeated missed calls and submitted a report via Action Fraud. It took just a few minutes and gave me peace of mind.
Can You Be Taken to Court by Lowell Financial?
Yes, Lowell Financial can legally take someone to court if they own a debt and the person refuses to engage or pay.
They’re known for being one of the UK’s most active issuers of County Court Judgements (CCJs). However, this only happens after multiple contact attempts and when reasonable repayment efforts have failed.
Before going to court, they typically send letters explaining the debt and your options. If you ignore these, you might receive a Letter Before Claim, which is a legal notice of potential court action.
In one user’s case, a court threat letter arrived despite the person disputing the debt. After contacting Lowell and proving identity, the case was dropped.
If you genuinely owe the debt and can’t afford to pay it, there are organisations that can help, like StepChange or Citizens Advice. Don’t ignore legal notices, act fast and seek advice before the situation escalates.
Is 03335565567 Worth Answering?
Whether or not to answer a call from 03335565567 depends on your personal circumstances. If you’ve previously had debts or used credit services, answering might help you resolve the issue early. If the call is genuine, Lowell will provide verification and be willing to send communication in writing.
However, if you’re unsure or suspect the number is being spoofed, it’s best to avoid engaging on the call. Let it go to voicemail and follow up using the contact details on Lowell’s official website.
For me, ignoring the call initially gave me time to research and confirm who was calling. I later rang their official line to check if any debt was tied to my name, which it wasn’t.
The bottom line is: don’t ignore calls entirely, but don’t respond blindly either. Stay cautious, stay informed, and always take steps to protect your identity.
FAQs
Is 03335565567 a real phone number?
Yes, it is a real number used by Lowell Financial, a UK-based debt collection agency.
Can Lowell Financial legally contact me?
Yes, if they’ve purchased a debt associated with your name, they are legally allowed to contact you.
What if the debt isn’t mine?
You can dispute the claim and request written proof from Lowell. They are required to stop collection if you prove it’s not your debt.
Should I speak to someone calling from 0333 556 5567?
Only if you’ve verified it’s really Lowell. Call them back on their official website number for safety.
How do I know if a call from Lowell is genuine?
A real Lowell call will include your reference number and will not pressure you for payment on the spot.
Can I get Lowell Financial to stop contacting me?
Yes, you can request communication only in writing or ask to be removed if you’re not the intended recipient.
What if I feel harassed by debt collectors?
You can report the behaviour to the ICO or seek help from organisations like StepChange or Citizens Advice.
